What’s missing in most of the “Change the Money” Rhetoric

People have been misled for centuries, even millennium, about the most fundamental role of “Money” in local and national, finally global, economies.  The richest fraction of a percentage point of the Various “National” reserve banks that claim the right to “create”, or “make” money have set up national and international systems along the same lines as a “Ponzi Scheme.   Let’s get the record straight now and forever after.  “Money” is created by those that have the power and wealth to do so.  Because it has always been created by the schemers and profiteers in every society, they have obscured money’s real definition, and its proper role in a well ordered and advanced society.  Because they have done this predatory, parasitic activity so long, and have kept the people ignorant of the true causes of their malaise, the world is on the brink of economic, or monetary collapse.  The money they and their sibling banks create is a valueless fraud.  Even the plunderers themselves finally see that taking the restraints off their dogs of war and death is having “unintended consequences”.  They are killing the goose that lays the proverbial golden eggs – literally.

If the world is going to heal itself, then it must change the very fundamentals of money, economics, and representative government.  People must hear these basic tenets on money, become educated about them, and elect represent leaders who will serve the public weal.

Nearly everything now being taught about money is wrong.  Those issuing it are wrong.  The interest on it is wrong.  The definition of it is wrong in most of its aspects; the only accuracy being it should be a universal domestic medium of exchange.  Money is not gold or silver.  Those are commodities, and all commodities (basic staples of wealth) can be used as money, but it is not and should not be used as a medium of domestic exchange.  Though it can be used as a settlement of international debt as a last resort, when other goods and services will not suffice.


1. The local circulating currency should be issued by that government that has the authority to tax and make laws.  It’s value should be the time, labor, good faith and credit of the public is such commonwealth.  Money has usually been issued by “sovereign” authority and in a democracy sovereignty flows from the individual citizen to those delegated to public office or service.

2.  Circulating Money should not be subject to hoarding.  An interest or penalty should be imposed on those taking money out of circulation.  Bonds should be made available for thrift saving or other valuables or desirable treasures.

3.  A treasury commission should be accountable to the people, elected by the people, and money issued tightly regulated according to the demands of the local economy being served.  This regulation might be delegated to higher governments who may assume the function of issuing circulation currency.  I propose that violations of trust in this arena be subject to a swift and sure death penalty.

Several forms of money might be needed.  Local money for local goods and services.  County tax credits could be issued, along with state tax credits (money).

Credit or debit cards could and should serve in all these capacities and levels, as well as national money.  Electronic debits and credits (money) are already the biggest part of our money and financial transactions (by far).  They will continue to be as long as they are based upon a real fund of existing monies.  Transactions between states or local entities could most easily be served by the higher national money, or credit.

There should never again be the need to wrestle with a national debt or budget that is impossible to pay off or would endanger our nation or world to economic slavery, such as that faced by us now.  All banks get their charters from the governments (the people) they serve.  They have a right to carry on legitimate banking enterprises.

This draft will be expanded further, but is essentially accurate in every detail.